Financing
Purchasing a semi-truck, tractor, or piece of heavy equipment is an important investment for your business. At Truck Export Sales LLC, we make the process simple by offering two straightforward payment options: cash purchase or traditional financing through our lending partners.
Paying cash provides the fastest and easiest buying experience. If you prefer to finance, we work with lenders who understand the commercial trucking and equipment industry, giving you access to competitive rates and flexible terms based on your credit profile.
No matter your situation—established business, new owner-operator, or expanding fleet—our goal is to help you secure the equipment you need to keep your operation moving.
Helpful Articles on Semi-Truck Financing
- NerdWallet — Semi-Truck Financing: Best Options & How to Get It
- Crestmont Capital — Financing Semi-Trucks & Tractor-Trailers: A Complete Guide
- Inland Group — Financing Your First Commercial Truck: Step-by-Step Guide
Key Things to Know Before Financing a Semi-Truck
- Down payments typically range from 10%–30%. New buyers or lower credit profiles may require more.
- Your credit score affects interest rates. Better credit → lower rates → lower total cost.
- Truck age and mileage matter to lenders. Newer trucks with lower miles qualify for better terms.
- Proof of income or business revenue may be required. Especially for new owner-operators.
- Lenders may request maintenance history. Clean history = lower lending risk.
- Total cost of ownership is more than the loan payment. Fuel, tires, repairs, insurance, and downtime add up.
- Expect lender-required documents. Usually a CDL copy, bank statements, tax returns, and business registration.
- Pre-approvals speed up the buying process. They also show how much truck you can qualify for.
